Commercial Property Loan

The loan system can be availed by both a salaried and a business owner. Any person who has a reliable and constant earning proof can apply for this loan. We will work out tenure for the repayment and the rate of interest for the loan.

The following entities are eligible for Commercial Property Purchase loans:

  • Salaried individuals
  • Self Employed Individuals
  • Proprietorships
  • Partnerships
  • Limited Liability Partnerships
  • Private Limited Companies
  • Limited Companies

Many financial institutions offer loans for homes but it is difficult to get a loan for the commercial property. Commercial Property loan can be classified into two categories:

  • Office space
  • Retail Outlets

This loan type is specifically designed for clients who require the money to start or expand a business. The loans are available for clients who want to purchase either:

  • Ready-to-use commercial property
  • Under-construction commercial property.

Documents Required for Commercial Property Loan

Documents for salaried individuals


  • KYC Documents of applicant and co-applicants
  • Salary slip for the last 3 months / Salary Certificate (If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required)
  • Latest Form – 16 if salary above Rs. 20000/- per month
  • PAN Card
  • Copy of all bank pass books/bank statements for the past 3 months including the front page
  • Existing facility sanction letter/ Repayment Track Record (RTR) of an existing loan, if any
  • Property Documents
  • Company profile if it is a lesser known organization

Documents for proprietorship


  • KYC Documents of proprietor and co-applicants
  • Shop and establishment certificate/VAT/Sales Tax Registration Certificate
  • PAN Card
  • Last 2 years financials with the audit report
  • Last 6 months Bank statement of all bank accounts
  • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
  • Property Documents

Note: Original documents are required for verification purpose only